Antique Jobs Collector And Credit Investigator (antique) Position at RADIOWEALTH FINANCE COMPANY INC.

Image RADIOWEALTH FINANCE COMPANY INC.
  • Job vacancies posted on: 11 months ago

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Are you looking for job vacancies? Our company, RADIOWEALTH FINANCE COMPANY INC. is merrily inform you that we are hiring!

We need you to fill the position as Collector and Credit Investigator (Antique) for our office.

This position requires a full time working hours system which domiciled in Antique and its surroundings.

As a competitive company, we need these minimum criteria for candidates to be fulfilled. If you are a Bachelor's/College Degree and experienced in the field of Accounting/Finance & Banking/Financial, a person who honesty and discipline, then you are highly awaited in our company.

The starting salary we can offer is in a range from ₱16,000 - ₱38,000, this salary range that we offer is negotiable can change at any time according to our HRD's decision depending on the capability of the candidate can offered for our company.

Job Info

Company RADIOWEALTH FINANCE COMPANY INC.
Position Collector And Credit Investigator (antique)
Region Antique
Career Level 1-4 Years Experienced Employee
Work Experience 2 years
Qualification Bachelor's/College Degree
Type of Work Full-Time
Minimum Salary PHP 16.000
Maximum Salary PHP 38.000

Job Description

Responsible for the credit investigation and collection in a branch in accordance with the company standards to attain company goals and objectives. Process owner in terms of booking, Collection Efficiency, Remedial Management, Real and Property Owned and Acquired Management.

Duties and Responsibilities:

Sales and Marketing

  • Achieves booking target by determining number of loan applications required
  • Visits clients regularly and maintains good relationships with them to encourage repeat business
  • Visits and maintains constant and regular dialogue with dealers and coordinates with agents or business opportunity service specialists
  • Knows and is aware of what competition is doing and reports to branch manager any unsual events which may affect the branch operations
  • Elevates concerns brought to his attention by clients, dealers and agents at once

Collection Efficiency

  • Achieves and maintains collection efficiency target following the company credit standard policy and guidelines
  • Receives, evaluates and conducts initial interview of walk-in customers
  • Conducts credit investigation within required proximity and work hours
  • Conducts unit/collateral verifications of approved loan applicants
  • Maintains the up-to-date status of customer’s visit card
  • Conducts a pre-collection visit a week before the first due date and regular collection follow-up on delinquent or past due account
  • Remits all collections and unissued official receipts to admin office/branch manager before the end of the day

Remedial Management

  • Undertakes and conducts personal visit of delinquent accounts and initiates immediate corrective actions whether for restructuring, moratorium, repossession or legal action
  • Coordinates and discusses with branch manager concerns regarding delinquent accounts
  • Serves demand letters, return check notice to concerned customer and ensures acknowledgement receipt

Documentation

  • Prepares daily itinerary performance report
  • Encodes credit report on web application system
  • Prepares credit report and discusses with branch manager
  • Coordinates with loans clerk on mortgage documentations, post dated check and insurance requirements
  • Assists on registration of necessary loan documents

Qualifications and Requirements:

  • Candidate must possess at 2 years in college and/or graduate of Bachelor’s/College Degree in any field of study
  • At least 2 Year(s) of working experience in the related field is required for this position.
  • Can communicate both oral and written
  • Knows basic microsoft applications
  • Must possess a valid driver’s license and must have motorcycle
  • Candidate must be willing to work in Antique

Office/Company Address

Country Philippines
Region Western Visayas
City Antique
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Benefit

  • Get work experience
  • Bonus for overtime
  • Be taught first
  • Good work environment

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Company Description

Founded by Domingo M. Guevara, a self-made industrialist who created his Legacy from pioneering the very first Filipino-made Radio and appliances in the Philippines, Radiowealth Finance Company Inc. was born.

RFC is a non-bank finance company whose primary purpose is to engage in consumer and retail lending by providing accessible credit to livelihood projects and to the micro-enterprise sector. Incorporated in May 1964, it presently has a certificate of authority to operate as a finance company from the Securities and Exchange Commission granted on March 25, 1993.

To date, RFC is the BIGGEST non-bank finance company with more than 1,500 STRONG employees (and steadily growing) strategically deployed to more than 200 Branches NATIONWIDE covering 80% of Philippines Cities & Municipalities. We have a DIVERSE portfolio catering to all needs of every Filipino people coming from all levels of our socio-economic grid.

Our workforce is COMMITTED in BUILDING SOLID RELATIONSHIPSto our Clientele across Philippine Archipelago through our Team work, Professionalism, Accountability, “Malasakit” (Ownership), Integrity and Service Excellence.We HIGHLY PROMOTE Diversity, Inclusiveness and Growth in our organization.

Company Info

  • Industry: Banking / Financial Services
  • Company Size: 1001 - 2000 Employees
  • Average Processing Time: 13 days
  • Benefits & Others: Dental, Education support, Miscellaneous allowance, Medical, Loans, Regular hours, Mondays - Fridays, Business (e.g. Shirts)
  • Specific Location: SAN FERNANDO
This vacancy is suitable for those of you who live in the following areas: Western Visayas