Benguet Jobs Collector And Credit Investigator (la Trinidad, Benguet) Position at RADIOWEALTH FINANCE COMPANY INC.
- Job vacancies posted on: 11 months ago
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As a competent company, we RADIOWEALTH FINANCE COMPANY INC. are looking for candidates for the position of collector and credit investigator (la trinidad, benguet) with full time work system. We are looking for candidates who uphold honesty and discipline at work, with minimum criteria Vocational Diploma/Short Course Certificate & Bachelor's/College Degree, experienced in Accounting/Finance & Banking/Financial and domiciled in Benguet (Others) and surrounding areas.
Our company offers competitive salary that can be adjusted to how skilled the capability of interested candidates will be, with monthly base salary ₱10,000 - ₱13,000 in accordance with the decisions of our company's HRD.
Job Info
| Company | RADIOWEALTH FINANCE COMPANY INC. |
| Position | Collector And Credit Investigator (la Trinidad, Benguet) |
| Region | Benguet |
| Career Level | 1-4 Years Experienced Employee |
| Work Experience | 1 year |
| Qualification | Bachelor's/College Degree, Vocational Diploma/Short Course Certificate |
| Type of Work | Full-Time |
| Minimum Salary | PHP 10.000 |
| Maximum Salary | PHP 13.000 |
Responsible for the credit investigation and collection in a branch in accordance with the company standards to attain company goals and objectives. Process owner in terms of booking, Collection Efficiency, Remedial Management, Real and Property Owned and Acquired Management.
Duties and Responsibilities:
Sales and Marketing
- Achieves booking target by determining number of loan applications required
- Visits clients regularly and maintains good relationships with them to encourage repeat business
- Visits and maintains constant and regular dialogue with dealers and coordinates with agents or business opportunity service specialists
- Knows and is aware of what competition is doing and reports to branch manager any unsual events which may affect the branch operations
- Elevates concerns brought to his attention by clients, dealers and agents at once
Collection Efficiency
- Achieves and maintains collection efficiency target following the company credit standard policy and guidelines
- Receives, evaluates and conducts initial interview of walk-in customers
- Conducts credit investigation within required proximity and work hours
- Conducts unit/collateral verifications of approved loan applicants
- Maintains the up-to-date status of customer’s visit card
- Conducts a pre-collection visit a week before the first due date and regular collection follow-up on delinquent or past due account
- Remits all collections and unissued official receipts to admin office/branch manager before the end of the day
Remedial Management
- Undertakes and conducts personal visit of delinquent accounts and initiates immediate corrective actions whether for restructuring, moratorium, repossession or legal action
- Coordinates and discusses with branch manager concerns regarding delinquent accounts
- Serves demand letters, return check notice to concerned customer and ensures acknowledgement receipt
Documentation
- Prepares daily itinerary performance report
- Encodes credit report on web application system
- Prepares credit report and discusses with branch manager
- Coordinates with loans clerk on mortgage documentations, post dated check and insurance requirements
- Assists on registration of necessary loan documents
Qualifications and Requirements:
- Candidate must possess at least Vocational Diploma/Short Course Certificate, Bachelor’s/College Degree in any field of study
- At least 2 Year(s) of working experience in the related field is required for this position.
- Can communicate both oral and written
- Knows basic microsoft applications
- Must possess a valid driver’s license have a motorcycle.
Office/Company Address
| Country | Philippines |
| Region | Benguet |
| Address | CHWM+4F5 Radiowealth Finance Co, Pico Rd, La Trinidad, Benguet, Philippines |
| Map | Google Map |
Benefit
- Get work experience
- Bonus for overtime
- Be taught first
- Good work environment
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Company Description
Founded by Domingo M. Guevara, a self-made industrialist who created his Legacy from pioneering the very first Filipino-made Radio and appliances in the Philippines, Radiowealth Finance Company Inc. was born.
RFC is a non-bank finance company whose primary purpose is to engage in consumer and retail lending by providing accessible credit to livelihood projects and to the micro-enterprise sector. Incorporated in May 1964, it presently has a certificate of authority to operate as a finance company from the Securities and Exchange Commission granted on March 25, 1993.
To date, RFC is the BIGGEST non-bank finance company with more than 1,500 STRONG employees (and steadily growing) strategically deployed to more than 200 Branches NATIONWIDE covering 80% of Philippines Cities & Municipalities. We have a DIVERSE portfolio catering to all needs of every Filipino people coming from all levels of our socio-economic grid.
Our workforce is COMMITTED in BUILDING SOLID RELATIONSHIPSto our Clientele across Philippine Archipelago through our Team work, Professionalism, Accountability, “Malasakit” (Ownership), Integrity and Service Excellence.We HIGHLY PROMOTE Diversity, Inclusiveness and Growth in our organization.
Company Info
- Industry: Banking / Financial Services
- Company Size: 1001 - 2000 Employees
- Average Processing Time: 13 days
- Benefits & Others: Dental, Education support, Miscellaneous allowance, Medical, Loans, Regular hours, Mondays - Fridays, Business (e.g. Shirts)
- Specific Location: SAN FERNANDO
